{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-24-000172","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2024-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.180932+00:00","generated_at":"2026-05-30T13:38:14.903762+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Home BancShares Q3 net income $100.0M, EPS $0.50; hurricane reserve boosted","bullets":["Net income of $100.0M ($0.50 diluted EPS); adjusted EPS also $0.50.","Total revenue (net) $258.0M, up from $245.4M YoY; NIM expanded to 4.28%.","Recorded $18.9M credit loss expense, including $16.7M hurricane reserve related to Hurricane Helene.","Loans grew $42.5M in Q3; non-performing assets to total assets 0.63% vs 0.42% a year ago.","Tangible book value per share rose to $12.67 from $10.90 YoY; CET1 ratio 14.7%."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-24-000172","json":"https://secwatch.observer/filing/0001331520-24-000172.json","markdown":"https://secwatch.observer/filing/0001331520-24-000172.md","text":"https://secwatch.observer/filing/0001331520-24-000172.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152024000172/0001331520-24-000172-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152024000172/homb-20241016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:38:14.903762+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}