{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-25-000096","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2025-04-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.988123+00:00","generated_at":"2026-05-23T13:13:51.321529+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Home BancShares Q1 2025 net income $115.2M, EPS $0.58 record; NIM expands to 4.44%","bullets":["Record diluted EPS $0.58 vs $0.50 Q1 2024; adjusted EPS $0.56; net income $115.2M up from $100.6M Q4 2024.","Net interest margin 4.44% vs 4.39% Q4 2024; yield on loans 7.38%; cost of interest-bearing deposits fell to 2.67%.","Total loans $14.95B (record); deposits $17.54B; community banking organic loan growth $291.5M; Centennial CFG declined $103.9M.","Non-performing assets to total assets improved to 0.56% from 0.63% Q4 2024; net loan recoveries of $4.1M vs $53.4M net charge-offs in Q4.","Tangible book value per share record $13.15; ROA 2.07%; ROTCE 18.39%; $29.7M in stock repurchases in Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-25-000096","json":"https://secwatch.observer/filing/0001331520-25-000096.json","markdown":"https://secwatch.observer/filing/0001331520-25-000096.md","text":"https://secwatch.observer/filing/0001331520-25-000096.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152025000096/0001331520-25-000096-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152025000096/homb-20250416.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T13:13:51.321529+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}