---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-25-000096"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2025-04-16T23:59:59+00:00"
generated_at: "2026-05-23T13:13:51.321529+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Home BancShares Q1 2025 net income $115.2M, EPS $0.58 record; NIM expands to 4.44%

## Summary
- Record diluted EPS $0.58 vs $0.50 Q1 2024; adjusted EPS $0.56; net income $115.2M up from $100.6M Q4 2024.
- Net interest margin 4.44% vs 4.39% Q4 2024; yield on loans 7.38%; cost of interest-bearing deposits fell to 2.67%.
- Total loans $14.95B (record); deposits $17.54B; community banking organic loan growth $291.5M; Centennial CFG declined $103.9M.
- Non-performing assets to total assets improved to 0.56% from 0.63% Q4 2024; net loan recoveries of $4.1M vs $53.4M net charge-offs in Q4.
- Tangible book value per share record $13.15; ROA 2.07%; ROTCE 18.39%; $29.7M in stock repurchases in Q1.

## SEC filing metadata
- accession: 0001331520-25-000096
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2025-04-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152025000096/0001331520-25-000096-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152025000096/homb-20250416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-25-000096
- JSON: https://secwatch.observer/filing/0001331520-25-000096.json
- Plain text: https://secwatch.observer/filing/0001331520-25-000096.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.