secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCSHARES INC (HOMB)
CIK:        0001331520
Form:       8-K
Filed at:   2025-04-16T23:59:59+00:00
Accession:  0001331520-25-000096
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home BancShares Q1 2025 net income $115.2M, EPS $0.58 record; NIM expands to 4.44%
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- Record diluted EPS $0.58 vs $0.50 Q1 2024; adjusted EPS $0.56; net income $115.2M up from $100.6M Q4 2024.
- Net interest margin 4.44% vs 4.39% Q4 2024; yield on loans 7.38%; cost of interest-bearing deposits fell to 2.67%.
- Total loans $14.95B (record); deposits $17.54B; community banking organic loan growth $291.5M; Centennial CFG declined $103.9M.
- Non-performing assets to total assets improved to 0.56% from 0.63% Q4 2024; net loan recoveries of $4.1M vs $53.4M net charge-offs in Q4.
- Tangible book value per share record $13.15; ROA 2.07%; ROTCE 18.39%; $29.7M in stock repurchases in Q1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1331520/000133152025000096/0001331520-25-000096-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1331520/000133152025000096/homb-20250416.htm
  HTML page:      https://secwatch.observer/filing/0001331520-25-000096

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