{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-25-000142","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2025-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.161182+00:00","generated_at":"2026-05-17T03:41:45.064740+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Home BancShares Q3 net income $123.6M record; EPS $0.63 beats prior; NIM 4.56%","bullets":["Net income $123.6M ($0.63 diluted EPS) — record; adjusted net income $119.7M ($0.61 adj. EPS).","Revenue (net) $277.7M, up from $258M in Q3 '24; NIM 4.56% vs 4.28% YoY; efficiency ratio 40.21%.","ROA 2.17% (record); ROTCE 18.28%; book value per share $21.41 (record); tangible book $14.13.","Loans grew $105.3M to $15.29B; organic community-banking loan growth $164.8M; NPA ratio 0.56%.","Repurchased 350k shares ($9.9M); dividend $0.20 per share; paid off $140M subordinated notes."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-25-000142","json":"https://secwatch.observer/filing/0001331520-25-000142.json","markdown":"https://secwatch.observer/filing/0001331520-25-000142.md","text":"https://secwatch.observer/filing/0001331520-25-000142.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152025000142/0001331520-25-000142-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152025000142/homb-20251015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:41:45.064740+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}