---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-25-000142"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2025-10-15T23:59:59+00:00"
generated_at: "2026-05-17T03:41:45.064740+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Home BancShares Q3 net income $123.6M record; EPS $0.63 beats prior; NIM 4.56%

## Summary
- Net income $123.6M ($0.63 diluted EPS) — record; adjusted net income $119.7M ($0.61 adj. EPS).
- Revenue (net) $277.7M, up from $258M in Q3 '24; NIM 4.56% vs 4.28% YoY; efficiency ratio 40.21%.
- ROA 2.17% (record); ROTCE 18.28%; book value per share $21.41 (record); tangible book $14.13.
- Loans grew $105.3M to $15.29B; organic community-banking loan growth $164.8M; NPA ratio 0.56%.
- Repurchased 350k shares ($9.9M); dividend $0.20 per share; paid off $140M subordinated notes.

## SEC filing metadata
- accession: 0001331520-25-000142
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2025-10-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152025000142/0001331520-25-000142-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152025000142/homb-20251015.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-25-000142
- JSON: https://secwatch.observer/filing/0001331520-25-000142.json
- Plain text: https://secwatch.observer/filing/0001331520-25-000142.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.