secwatch.observer — SEC 8-K summary
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Issuer:     HOME BANCSHARES INC (HOMB)
CIK:        0001331520
Form:       8-K
Filed at:   2025-10-15T23:59:59+00:00
Accession:  0001331520-25-000142
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Home BancShares Q3 net income $123.6M record; EPS $0.63 beats prior; NIM 4.56%
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- Net income $123.6M ($0.63 diluted EPS) — record; adjusted net income $119.7M ($0.61 adj. EPS).
- Revenue (net) $277.7M, up from $258M in Q3 '24; NIM 4.56% vs 4.28% YoY; efficiency ratio 40.21%.
- ROA 2.17% (record); ROTCE 18.28%; book value per share $21.41 (record); tangible book $14.13.
- Loans grew $105.3M to $15.29B; organic community-banking loan growth $164.8M; NPA ratio 0.56%.
- Repurchased 350k shares ($9.9M); dividend $0.20 per share; paid off $140M subordinated notes.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1331520/000133152025000142/0001331520-25-000142-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1331520/000133152025000142/homb-20251015.htm
  HTML page:      https://secwatch.observer/filing/0001331520-25-000142

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer