{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-26-000014","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2026-01-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.855867+00:00","generated_at":"2026-05-16T10:22:09.730745+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HOMB Q4 net income $118.2M ($0.60 EPS); loan growth $400M, NIM 4.61%","bullets":["Net income $118.2M ($0.60 diluted EPS) vs $100.6M ($0.51) in Q4 2024, up 18% YoY.","Total revenue $282.1M, up 9.2% YoY; net interest margin 4.61% vs 4.39% a year ago.","Record loan growth $400.2M, total loans $15.69B; efficiency ratio 39.54% (sub-40%).","Annual net income $475.4M (record), up 18% YoY; ROA 2.06% for Q4, annual ROA 2.10%.","Dividend raised to $0.21/share (+5%); MCBI acquisition expected to close H1 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-26-000014","json":"https://secwatch.observer/filing/0001331520-26-000014.json","markdown":"https://secwatch.observer/filing/0001331520-26-000014.md","text":"https://secwatch.observer/filing/0001331520-26-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152026000014/0001331520-26-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152026000014/homb-20260114.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:22:09.730745+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}