---
schema_version: "secwatch.filing_event.v1"
accession: "0001331520-26-000014"
form_type: "8-K"
ticker: "HOMB"
cik: "0001331520"
company_name: "HOME BANCSHARES INC"
filed_at: "2026-01-14T23:59:59+00:00"
generated_at: "2026-05-16T10:22:09.730745+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HOMB Q4 net income $118.2M ($0.60 EPS); loan growth $400M, NIM 4.61%

## Summary
- Net income $118.2M ($0.60 diluted EPS) vs $100.6M ($0.51) in Q4 2024, up 18% YoY.
- Total revenue $282.1M, up 9.2% YoY; net interest margin 4.61% vs 4.39% a year ago.
- Record loan growth $400.2M, total loans $15.69B; efficiency ratio 39.54% (sub-40%).
- Annual net income $475.4M (record), up 18% YoY; ROA 2.06% for Q4, annual ROA 2.10%.
- Dividend raised to $0.21/share (+5%); MCBI acquisition expected to close H1 2026.

## SEC filing metadata
- accession: 0001331520-26-000014
- form_type: 8-K
- ticker: HOMB
- cik: 0001331520
- company_name: HOME BANCSHARES INC
- filed_at: 2026-01-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331520/000133152026000014/0001331520-26-000014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331520/000133152026000014/homb-20260114.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331520-26-000014
- JSON: https://secwatch.observer/filing/0001331520-26-000014.json
- Plain text: https://secwatch.observer/filing/0001331520-26-000014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.