{"schema_version":"secwatch.filing_event.v1","accession":"0001331520-26-000117","form_type":"8-K","ticker":"HOMB","cik":"0001331520","company_name":"HOME BANCSHARES INC","filed_at":"2026-10-14T21:18:36+00:00","discovered_at":"2026-10-14T21:20:00.274555+00:00","generated_at":"2026-10-14T21:20:08.848960+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Home BancShares posts record Q3 2026 net income of $129.5M ($0.65 EPS); dividend raised 9.5% to $0.23","bullets":["Record Q3 net income $129.5M, or $0.65 diluted EPS, vs $123.6M/$0.63 a year earlier; adjusted net income a record $129.1M, up 7.9% YoY.","Total revenue (net) $288.4M vs $295.1M in Q2 2026 but up from $277.7M in Q3 2025; NIM 4.53%; efficiency ratio 40.78%.","Dividend of $0.23/share paid in Q3, up $0.02 (9.5%) from Q2's $0.21 and 15.0% above Q3 2025's $0.20; 1.3M shares repurchased for $39.6M.","Non-performing assets rose to 1.02% of total assets from 0.93%; NPAs $245.3M and non-performing loans $200.8M; net charge-offs fell to $2.1M from $5.8M.","Loans $16.91B, down $216.6M, and deposits $18.76B vs $19.11B; book value/share $22.74 and tangible book value $15.35, both records."],"urls":{"canonical":"https://secwatch.observer/filing/0001331520-26-000117","json":"https://secwatch.observer/filing/0001331520-26-000117.json","markdown":"https://secwatch.observer/filing/0001331520-26-000117.md","text":"https://secwatch.observer/filing/0001331520-26-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331520/000133152026000117/0001331520-26-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331520/000133152026000117/homb-20261014.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-14T21:20:08.848960+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}