---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-22-000035"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2022-05-10T23:59:59+00:00"
generated_at: "2026-06-25T21:32:51.731997+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FNF Q1 net earnings $397M ($1.40/diluted) down 34%; F&G partial spin-off on track for H2 2022

## Summary
- Adjusted net earnings $388M ($1.37/sh) vs $455M ($1.56) YoY; Title adjusted pre-tax margin 17.1% vs 19.9%.
- F&G sales $2.6B (+57% YoY), AUM $38.6B; F&G adjusted net earnings $82M vs $78M.
- Title revenue $2.4B flat YoY; commercial revenue $374M (+46%); refinance orders closed -58%.
- Partial spin-off of 15% of F&G expected late Q3/early Q4 2022; FNF retains 85% control; ticker FG reserved.
- FNF repurchased 2.75M shares for $134M, paid $0.44/share dividend; holding company cash $1.5B.

## SEC filing metadata
- accession: 0001331875-22-000035
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2022-05-10T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000035/0001331875-22-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000035/fnf-20220510.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-22-000035
- JSON: https://secwatch.observer/filing/0001331875-22-000035.json
- Plain text: https://secwatch.observer/filing/0001331875-22-000035.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.