---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-22-000053"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2022-08-02T23:59:59+00:00"
generated_at: "2026-06-24T05:46:48.404836+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FNF Q2 net earnings fall to $382M ($1.37/sh); adjusted EPS $1.90 vs $2.06

## Summary
- Title revenue $2.6B, down 13% YoY; adjusted pre-tax title margin 18.9% vs 22.7% (refinance orders closed -68%)
- F&G sales $3.1B (+15%); adjusted net earnings $128M ($92M ex-items) vs $92M; AUM $40.3B
- F&G partial spin-off on track to close early Q4 2022; Form 10 filed confidentially
- Share buybacks $172M (4.3M shares at $39.76) in Q2; dividends $0.44/sh; cash at holdco $1.6B
- Commercial revenue up 26% to $436M; fee per file $3,557 (+46%) offset lower volume

## SEC filing metadata
- accession: 0001331875-22-000053
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2022-08-02T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000053/0001331875-22-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000053/fnf-20220802.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-22-000053
- JSON: https://secwatch.observer/filing/0001331875-22-000053.json
- Plain text: https://secwatch.observer/filing/0001331875-22-000053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.