{"schema_version":"secwatch.filing_event.v1","accession":"0001331875-22-000071","form_type":"8-K","ticker":"FNF","cik":"0001331875","company_name":"Fidelity National Financial, Inc.","filed_at":"2022-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.241871+00:00","generated_at":"2026-06-22T03:07:13.648295+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FNF Q3 net earnings $289M ($1.05/sh) vs $732M ($2.57/sh) YoY; adjusted EPS $1.07","bullets":["Title segment revenue $2.3B, down 24% YoY; adjusted pre-tax margin 17.1% vs 21.7% prior year.","Refinance orders opened down 75% daily; commercial orders closed down 12%; commercial revenue up 4% to $381M.","F&G gross sales $2.9B, retail sales record $2.3B (+45% YoY); AUM $42B; partial spin-off on track for Q4 2022.","FNF repurchased 5.3M shares for $205M in Q3; quarterly dividend raised to $0.45/sh from $0.44.","Retired $400M senior notes due Sept 1; holding company cash $1.1B; debt-to-cap ratio 23%."],"urls":{"canonical":"https://secwatch.observer/filing/0001331875-22-000071","json":"https://secwatch.observer/filing/0001331875-22-000071.json","markdown":"https://secwatch.observer/filing/0001331875-22-000071.md","text":"https://secwatch.observer/filing/0001331875-22-000071.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000071/0001331875-22-000071-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000071/fnf-20221108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T03:07:13.648295+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a000644d20406cde88c091f400d63f31a3939fa2","claim":"Fidelity National Financial, Inc. reported the third quarter ended September 30, 2022 results: revenue $ 3,207, net income $289 million, EPS $1.05 per diluted share.","evidence_excerpt":"themselves.” Summary Financial Results (In millions, except per share data) Three Months Ended Year to Date September 30, 2022 September 30, 2021 2022 2021 Total revenue $ 3,207 $ 3,892 $ 9,003 $ 10,846 F&G total sales 1 $ 2,873 $ 3,076 $ 8,535 $ 7,397 F&G assets under management 1 $ 41,988 $ 34,665 $ 41,988 $ 34,665 Total assets $ 62,164 $ 58,506 $","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000071/0001331875-22-000071-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2022"},{"label":"Revenue","value":"$ 3,207"},{"label":"Net income","value":"$289 million"},{"label":"EPS","value":"$1.05 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}