secwatch.observer — SEC 8-K summary
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Issuer:     Fidelity National Financial, Inc. (FNF)
CIK:        0001331875
Form:       8-K
Filed at:   2022-11-08T23:59:59+00:00
Accession:  0001331875-22-000071
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FNF Q3 net earnings $289M ($1.05/sh) vs $732M ($2.57/sh) YoY; adjusted EPS $1.07
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- Title segment revenue $2.3B, down 24% YoY; adjusted pre-tax margin 17.1% vs 21.7% prior year.
- Refinance orders opened down 75% daily; commercial orders closed down 12%; commercial revenue up 4% to $381M.
- F&G gross sales $2.9B, retail sales record $2.3B (+45% YoY); AUM $42B; partial spin-off on track for Q4 2022.
- FNF repurchased 5.3M shares for $205M in Q3; quarterly dividend raised to $0.45/sh from $0.44.
- Retired $400M senior notes due Sept 1; holding company cash $1.1B; debt-to-cap ratio 23%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1331875/000133187522000071/0001331875-22-000071-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1331875/000133187522000071/fnf-20221108.htm
  HTML page:      https://secwatch.observer/filing/0001331875-22-000071

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