{"schema_version":"secwatch.filing_event.v1","accession":"0001331875-22-000096","form_type":"8-K","ticker":"FNF","cik":"0001331875","company_name":"Fidelity National Financial, Inc.","filed_at":"2022-11-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.243528+00:00","generated_at":"2026-06-21T13:57:45.218864+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"FNF subsidiary F&G enters $550M unsecured revolving credit facility","bullets":["F&G Annuities & Life (FNF subsidiary) signed $550M unsecured revolving credit facility on Nov 22, 2022.","Facility bears interest at Term SOFR plus 130-180 bps (currently 165 bps) based on F&G's debt ratings.","Proceeds for working capital and general corporate purposes; lenders include Bank of America, JPMorgan, RBC.","Covenants include minimum net worth, max debt-to-capitalization ratio of 35%, and RBC test at 300% threshold.","Certain F&G subsidiaries guarantee the facility; customary events of default and acceleration provisions apply."],"urls":{"canonical":"https://secwatch.observer/filing/0001331875-22-000096","json":"https://secwatch.observer/filing/0001331875-22-000096.json","markdown":"https://secwatch.observer/filing/0001331875-22-000096.md","text":"https://secwatch.observer/filing/0001331875-22-000096.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/0001331875-22-000096-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/fnf-20221122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T13:57:45.218864+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3802e7da23e2ed11295c1fa177d4a016cfaf8692","claim":"Fidelity National Financial, Inc. incurred revolving credit of $550 million with the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent at Term SOFR plus a margin of between 130.0 and 180.0 basis points.","evidence_excerpt":"On November 22, 2022, F&G Annuities & Life, Inc. (“ F&G ), a subsidiary of Fidelity National Financial, Inc., entered into a Credit Agreement (the “ Credit Agreement ”) with the financial institutions party thereto as lenders (the “ Lender s ”) and Bank of America, N.A. as administrative agent (in such capacity, the “ Administrative Agent ”), swing line lender and an issuing bank, pursuant to which the Lenders have made available to F&G an unsecured revolving credit facility in an aggregate principal amount of $550 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/0001331875-22-000096-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$550 million"},{"label":"Counterparty","value":"the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent"},{"label":"Rate","value":"Term SOFR plus a margin of between 130.0 and 180.0 basis points"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"5c3604b71a6b0db79087dfed4f3da1c3767935ab","claim":"Fidelity National Financial, Inc. entered into Credit Agreement with the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent valued at $550 million (effective 2022-11-22).","evidence_excerpt":"On November 22, 2022, F&G Annuities & Life, Inc. (“ F&G ), a subsidiary of Fidelity National Financial, Inc., entered into a Credit Agreement (the “ Credit Agreement ”) with the financial institutions party thereto as lenders (the “ Lender s ”) and Bank of America, N.A. as administrative agent (in such capacity, the “ Administrative Agent ”), swing line lender and an issuing bank, pursuant to which the Lenders have made available to F&G an unsecured revolving credit facility in an aggregate principal amount of $550 million","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/0001331875-22-000096-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent"},{"label":"Value","value":"$550 million"},{"label":"Effective","value":"2022-11-22"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}