---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-22-000096"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2022-11-22T23:59:59+00:00"
generated_at: "2026-06-21T13:57:45.218864+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# FNF subsidiary F&G enters $550M unsecured revolving credit facility

## Summary
- F&G Annuities & Life (FNF subsidiary) signed $550M unsecured revolving credit facility on Nov 22, 2022.
- Facility bears interest at Term SOFR plus 130-180 bps (currently 165 bps) based on F&G's debt ratings.
- Proceeds for working capital and general corporate purposes; lenders include Bank of America, JPMorgan, RBC.
- Covenants include minimum net worth, max debt-to-capitalization ratio of 35%, and RBC test at 300% threshold.
- Certain F&G subsidiaries guarantee the facility; customary events of default and acceleration provisions apply.

## SEC filing metadata
- accession: 0001331875-22-000096
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2022-11-22T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/0001331875-22-000096-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/fnf-20221122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-22-000096
- JSON: https://secwatch.observer/filing/0001331875-22-000096.json
- Plain text: https://secwatch.observer/filing/0001331875-22-000096.txt

## Key facts
- Debt Financings
  Fidelity National Financial, Inc. incurred revolving credit of $550 million with the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent at Term SOFR plus a margin of between 130.0 and 180.0 basis points.
  - Instrument: revolving credit
  - Principal: $550 million
  - Counterparty: the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent
  - Rate: Term SOFR plus a margin of between 130.0 and 180.0 basis points
  - Event: incurrence
  source text: On November 22, 2022, F&G Annuities & Life, Inc. (“ F&G ), a subsidiary of Fidelity National Financial, Inc., entered into a Credit Agreement (the “ Credit Agreement ”) with the financial institutions party thereto as lenders (the “ Lender s ”) and Bank of America, N.A. as administrative agent (in such capacity, the “ Administrative Agent ”), swing line lender and an issuing bank, pursuant to which the Lenders have made available to F&G an unsecured revolving credit facility in an aggregate principal amount of $550 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/0001331875-22-000096-index.htm
- Material Agreements
  Fidelity National Financial, Inc. entered into Credit Agreement with the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent valued at $550 million (effective 2022-11-22).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: the financial institutions party thereto as lenders and Bank of America, N.A. as administrative agent
  - Value: $550 million
  - Effective: 2022-11-22
  source text: On November 22, 2022, F&G Annuities & Life, Inc. (“ F&G ), a subsidiary of Fidelity National Financial, Inc., entered into a Credit Agreement (the “ Credit Agreement ”) with the financial institutions party thereto as lenders (the “ Lender s ”) and Bank of America, N.A. as administrative agent (in such capacity, the “ Administrative Agent ”), swing line lender and an issuing bank, pursuant to which the Lenders have made available to F&G an unsecured revolving credit facility in an aggregate principal amount of $550 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187522000096/0001331875-22-000096-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.