---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-23-000019"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2023-02-22T23:59:59+00:00"
generated_at: "2026-06-19T04:26:43.236283+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FNF Q4 net earnings $68M ($0.25/sh) vs $533M ($1.87/sh) YoY; adjusted EPS $1.06 vs $2.34

## Summary
- Net earnings $68M ($0.25/sh) vs $533M ($1.87/sh) in Q4 2021; full year $1.1B ($4.10/sh) vs $2.4B ($8.44/sh).
- Adjusted net earnings $287M ($1.06/sh) vs $668M ($2.34/sh) in Q4; full year $1.5B ($5.36/sh) vs $2.5B ($8.56/sh).
- Title segment adjusted pre-tax earnings $227M (12.3% margin) vs $717M (22.4%) in Q4; full year $1.6B (16.7% margin).
- F&G segment record full year gross sales $11.3B (+18% YoY); AUM $43.6B; partial spinoff completed Dec 1, 2022.
- Board declared $0.45/sh quarterly dividend payable Mar 31, 2023; repurchased 1M shares for $38M in Q4.

## SEC filing metadata
- accession: 0001331875-23-000019
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2023-02-22T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000019/0001331875-23-000019-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000019/fnf-20230222.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-23-000019
- JSON: https://secwatch.observer/filing/0001331875-23-000019.json
- Plain text: https://secwatch.observer/filing/0001331875-23-000019.txt

## Key facts
- Earnings Releases
  Fidelity National Financial, Inc. reported the fourth quarter ended December 31, 2022 results: revenue $2,553, net income $68 million, EPS $0.25 per diluted share.
  - Period: the fourth quarter ended December 31, 2022
  - Revenue: $2,553
  - Net income: $68 million
  - EPS: $0.25 per diluted share
  - Result: reported results
  source text: environment.” Summary Financial Results (In millions, except per share data) Three Months Ended Twelve Months Ended December 31, 2022 December 31, 2021 2022 2021 Total revenue $ 2,553 $ 4,797 $ 11,556 $ 15,643 F&G total gross sales 1 $ 2,719 $ 2,195 $ 11,254 $ 9,592 F&G assets under management 1 $ 43,568 $ 36,494 $ 43,568 $ 36,494 Total assets $ 65,589 $ 60,690
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000019/0001331875-23-000019-index.htm
- Earnings Releases
  Fidelity National Financial, Inc. reported the full year ended December 31, 2022 results: revenue $11,556, net income $1.1 billion, EPS $4.10 per share.
  - Period: the full year ended December 31, 2022
  - Revenue: $11,556
  - Net income: $1.1 billion
  - EPS: $4.10 per share
  - Result: reported results
  source text: Financial Results (In millions, except per share data) Three Months Ended Twelve Months Ended December 31, 2022 December 31, 2021 2022 2021 Total revenue $ 2,553 $ 4,797 $ 11,556 $ 15,643 F&G total gross sales 1 $ 2,719 $ 2,195 $ 11,254 $ 9,592 F&G assets under management 1 $ 43,568 $ 36,494 $ 43,568 $ 36,494 Total assets $ 65,589 $ 60,690 $ 65,589 $
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000019/0001331875-23-000019-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.