---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-23-000043"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2023-08-08T23:59:59+00:00"
generated_at: "2026-06-12T01:09:55.890135+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FNF Q2 earnings: Net income $219M ($0.81/sh), down 59% YoY; adjusted EPS $1.01

## Summary
- Net earnings $219M ($0.81 diluted) vs $537M ($1.92) in Q2 2022; adjusted net earnings $274M ($1.01) vs $557M ($2.00).
- Title segment revenue $1.9B (-27% YoY); adjusted pre-tax margin 15.8%. Purchase orders opened down 18% daily.
- F&G segment gross sales $3.0B (-3% YoY); record AUM $46.3B. Adjusted net earnings $67M vs $155M.
- Holding company cash & short-term investments $885M; common dividend $0.45/sh ($121M paid in Q2).
- Management cites high mortgage rates and uncertain near-term outlook; share repurchase moderated to preserve flexibility.

## SEC filing metadata
- accession: 0001331875-23-000043
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2023-08-08T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000043/0001331875-23-000043-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000043/fnf-20230808.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-23-000043
- JSON: https://secwatch.observer/filing/0001331875-23-000043.json
- Plain text: https://secwatch.observer/filing/0001331875-23-000043.txt

## Key facts
- Earnings Releases
  Fidelity National Financial, Inc. reported the second quarter ended June 30, 2023 results: net income $219 million, EPS $0.81 per diluted share (per share).
  - Period: the second quarter ended June 30, 2023
  - Net income: $219 million
  - EPS: $0.81 per diluted share (per share)
  - Result: reported results
  source text: Net earnings attributable to common shareholders for the second quarter of $219 million, or $0.81 per diluted share (per share), compared to $537 million, or $1.92 per share, for the second quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187523000043/0001331875-23-000043-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.