{"schema_version":"secwatch.filing_event.v1","accession":"0001331875-23-000056","form_type":"8-K","ticker":"FNF","cik":"0001331875","company_name":"Fidelity National Financial, Inc.","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.681183+00:00","generated_at":"2026-06-08T14:03:49.650058+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.68,"calibrated_materiality_score":0.68,"confidence":"high","headline":"FNF Q3 net earnings $1.57/sh; adjusted EPS $1.23; Title margin 16.2% amid lower volumes","bullets":["Net earnings $426M ($1.57/sh) vs $362M ($1.32/sh) YoY; adjusted net earnings $333M ($1.23/sh).","Title segment revenue $1.9B (-18% YoY); adjusted pre-tax title margin 16.2% (vs 17.1% YoY).","F&G segment gross sales $2.8B (-3%); AUM record $47.4B; adjusted net earnings $102M vs loss $12M YoY.","Commercial revenue down 31% to $263M; purchase orders closed down 13%, refinance down 35% daily.","Ended Q3 with $949M cash/short-term investments; paid $0.45/sh dividend ($123M)."],"urls":{"canonical":"https://secwatch.observer/filing/0001331875-23-000056","json":"https://secwatch.observer/filing/0001331875-23-000056.json","markdown":"https://secwatch.observer/filing/0001331875-23-000056.md","text":"https://secwatch.observer/filing/0001331875-23-000056.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331875/000133187523000056/0001331875-23-000056-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331875/000133187523000056/fnf-20231107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T14:03:49.650058+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d4f511c1985274a9fa48e54bb9b74fbd04661089","claim":"Fidelity National Financial, Inc. reported financial results for Third Quarter of 2023.","evidence_excerpt":"On November 7, 2023 , Fidelity National Financial, Inc. (the \"Company\", \"FNF\") issued an earnings release announcing its financial results for the Third Quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1331875/000133187523000056/0001331875-23-000056-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Third Quarter of 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}