---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-24-000012"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2024-02-16T23:59:59+00:00"
generated_at: "2026-06-06T00:06:20.017606+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# FNF refinances $800M credit facility, extends maturity to 2029; F&G facility increased to $750M

## Summary
- FNF amended and restated $800M credit facility, extending maturity from Oct 2025 to Feb 2029.
- F&G subsidiary's credit facility increased from $665M to $750M, with maturity extended.
- At current ratings (FNF BBB/Baa2), Term SOFR margin is 110 bps; F&G (BBB-/Ba1/BBB) margin is 165 bps.
- Both facilities include customary financial covenants: minimum net worth and max debt-to-capitalization.

## SEC filing metadata
- accession: 0001331875-24-000012
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2024-02-16T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187524000012/0001331875-24-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187524000012/fnf-20240216.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-24-000012
- JSON: https://secwatch.observer/filing/0001331875-24-000012.json
- Plain text: https://secwatch.observer/filing/0001331875-24-000012.txt

## Key facts
- Debt Financings
  Fidelity National Financial, Inc. amended credit facility of $800 million with Bank of America, N.A. at Term SOFR plus a margin of between 90.0 and 147.5 basis points maturing February 16, 2029.
  - Instrument: credit facility
  - Principal: $800 million
  - Counterparty: Bank of America, N.A.
  - Rate: Term SOFR plus a margin of between 90.0 and 147.5 basis points
  - Maturity: February 16, 2029
  - Event: amendment
  source text: entered into an amendment and restatement of its existing $800 million fifth amended and restated credit agreement
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187524000012/0001331875-24-000012-index.htm
- Debt Financings
  Fidelity National Financial, Inc. amended credit facility of $750 million with Bank of America, N.A. at Term SOFR plus a margin of between 130.0 and 180.0 basis points.
  - Instrument: credit facility
  - Principal: $750 million
  - Counterparty: Bank of America, N.A.
  - Rate: Term SOFR plus a margin of between 130.0 and 180.0 basis points
  - Event: amendment
  source text: to (x) extend the maturity date and (y) increase the aggregate principal amount of commitments under the revolving credit facility to $750 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187524000012/0001331875-24-000012-index.htm
- Material Agreements
  Fidelity National Financial, Inc. amended Restated F&G Credit Agreement with the guarantors party thereto, the financial institutions party thereto as lenders, and Bank of America, N.A. as Administrative Agent valued at $750 million (effective 2024-02-16).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: the guarantors party thereto, the financial institutions party thereto as lenders, and Bank of America, N.A. as Administrative Agent
  - Value: $750 million
  - Effective: 2024-02-16
  source text: On February 16, 2024, F&G Annuities & Life, Inc. (“F&G"), a subsidiary of Fidelity National Financial, Inc., entered into an amendment and restatement of its existing $665 million credit agreement (the “Existing F&G Credit Agreement”), dated as of November 22, 2022, with the guarantors party thereto, the financial institutions party thereto as lenders, and BofA, as Administrative Agent, swing line lender and an issuing bank (the “Restated F&G Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187524000012/0001331875-24-000012-index.htm
- Material Agreements
  Fidelity National Financial, Inc. amended Restated FNF Credit Agreement with Bank of America, N.A. as administrative agent and the financial institutions party thereto as lenders valued at $800 million (effective 2024-02-16).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A. as administrative agent and the financial institutions party thereto as lenders
  - Value: $800 million
  - Effective: 2024-02-16
  source text: On February 16, 2024, Fidelity National Financial, Inc. (the “Company”) entered into an amendment and restatement of its existing $800 million fifth amended and restated credit agreement (as previously amended, the “Existing FNF Credit Agreement”), dated as of October 29, 2020, with Bank of America, N.A. (“BofA”), as administrative agent (in such capacity, the “Administrative Agent”), and the financial institutions party thereto as lenders (the “Restated FNF Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1331875/000133187524000012/0001331875-24-000012-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.