---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-25-000009"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T08:19:48.694173+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FNF Q4 net earnings $450M ($1.65/sh); Title margin 16.6%; F&G AUM record $65.3B

## Summary
- Net earnings $450M ($1.65/sh) vs net loss $69M (-$0.25) in Q4 2023.
- Adjusted net earnings $366M ($1.34/sh) vs $204M ($0.75) YoY.
- Title segment adjusted pre-tax margin 16.6% in Q4, 15.1% full year, industry leading.
- F&G segment adjusted net earnings $123M (Q4); record AUM before flow reinsurance $65.3B.
- FNF paid common dividends of $0.50 per share in Q4.

## SEC filing metadata
- accession: 0001331875-25-000009
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187525000009/0001331875-25-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187525000009/fnf-20250220.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-25-000009
- JSON: https://secwatch.observer/filing/0001331875-25-000009.json
- Plain text: https://secwatch.observer/filing/0001331875-25-000009.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.