{"schema_version":"secwatch.filing_event.v1","accession":"0001331875-25-000101","form_type":"8-K","ticker":"FNF","cik":"0001331875","company_name":"Fidelity National Financial, Inc.","filed_at":"2025-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.173935+00:00","generated_at":"2026-05-16T23:27:33.015688+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FNF Q3 2025 net earnings $358M ($1.33/sh) up 35% YoY; title margin 17.8%","bullets":["Net earnings $358M ($1.33 diluted EPS) vs $266M ($0.97) Q3 2024; adjusted net earnings $439M ($1.63) vs $356M ($1.30).","Title segment revenue $2.3B (+8% YoY); adjusted pre-tax title margin 17.8% (industry leading); commercial revenue up 34%.","F&G AUM before flow reinsurance $71.4B (+14% YoY); gross sales $4.2B (+8%); net sales $2.8B.","Repurchased 631k shares for $37.5M in Q3; paid $0.50/share dividend; holding company cash $733M at quarter end."],"urls":{"canonical":"https://secwatch.observer/filing/0001331875-25-000101","json":"https://secwatch.observer/filing/0001331875-25-000101.json","markdown":"https://secwatch.observer/filing/0001331875-25-000101.md","text":"https://secwatch.observer/filing/0001331875-25-000101.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331875/000133187525000101/0001331875-25-000101-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331875/000133187525000101/fnf-20251106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:27:33.015688+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}