---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-25-000101"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2025-11-06T23:59:59+00:00"
generated_at: "2026-05-16T23:27:33.015688+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FNF Q3 2025 net earnings $358M ($1.33/sh) up 35% YoY; title margin 17.8%

## Summary
- Net earnings $358M ($1.33 diluted EPS) vs $266M ($0.97) Q3 2024; adjusted net earnings $439M ($1.63) vs $356M ($1.30).
- Title segment revenue $2.3B (+8% YoY); adjusted pre-tax title margin 17.8% (industry leading); commercial revenue up 34%.
- F&G AUM before flow reinsurance $71.4B (+14% YoY); gross sales $4.2B (+8%); net sales $2.8B.
- Repurchased 631k shares for $37.5M in Q3; paid $0.50/share dividend; holding company cash $733M at quarter end.

## SEC filing metadata
- accession: 0001331875-25-000101
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2025-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187525000101/0001331875-25-000101-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187525000101/fnf-20251106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-25-000101
- JSON: https://secwatch.observer/filing/0001331875-25-000101.json
- Plain text: https://secwatch.observer/filing/0001331875-25-000101.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.