{"schema_version":"secwatch.filing_event.v1","accession":"0001331875-26-000021","form_type":"8-K","ticker":"FNF","cik":"0001331875","company_name":"Fidelity National Financial, Inc.","filed_at":"2026-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.869849+00:00","generated_at":"2026-05-16T01:41:17.746011+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"FNF Q4 adjusted EPS $1.41, title margin 17.5%, completes 12% F&G distribution","bullets":["Adjusted net earnings $382M ($1.41/share) vs $366M ($1.34) in Q4 2024; net loss of $117M due to $471M noncash deferred tax charge.","Title segment adjusted pre-tax margin 17.5% (Q4) and 15.9% (FY); revenue ex-gains up 11% to $2.3B (Q4).","F&G AUM before flow reinsurance $73.1B (+12% YoY); gross sales $3.4B (Q4), core sales $2.8B in line with prior year.","Special distribution of ~12% F&G shares (approx $500M value) completed Dec 31; FNF retains ~70% equity ownership.","Returned ~$170M to shareholders in Q4 ($140M dividends, $30M buybacks); FY 2025 total ~$800M."],"urls":{"canonical":"https://secwatch.observer/filing/0001331875-26-000021","json":"https://secwatch.observer/filing/0001331875-26-000021.json","markdown":"https://secwatch.observer/filing/0001331875-26-000021.md","text":"https://secwatch.observer/filing/0001331875-26-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1331875/000133187526000021/0001331875-26-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1331875/000133187526000021/fnf-20260219.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:41:17.746011+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}