---
schema_version: "secwatch.filing_event.v1"
accession: "0001331875-26-000021"
form_type: "8-K"
ticker: "FNF"
cik: "0001331875"
company_name: "Fidelity National Financial, Inc."
filed_at: "2026-02-19T23:59:59+00:00"
generated_at: "2026-05-16T01:41:17.746011+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# FNF Q4 adjusted EPS $1.41, title margin 17.5%, completes 12% F&G distribution

## Summary
- Adjusted net earnings $382M ($1.41/share) vs $366M ($1.34) in Q4 2024; net loss of $117M due to $471M noncash deferred tax charge.
- Title segment adjusted pre-tax margin 17.5% (Q4) and 15.9% (FY); revenue ex-gains up 11% to $2.3B (Q4).
- F&G AUM before flow reinsurance $73.1B (+12% YoY); gross sales $3.4B (Q4), core sales $2.8B in line with prior year.
- Special distribution of ~12% F&G shares (approx $500M value) completed Dec 31; FNF retains ~70% equity ownership.
- Returned ~$170M to shareholders in Q4 ($140M dividends, $30M buybacks); FY 2025 total ~$800M.

## SEC filing metadata
- accession: 0001331875-26-000021
- form_type: 8-K
- ticker: FNF
- cik: 0001331875
- company_name: Fidelity National Financial, Inc.
- filed_at: 2026-02-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1331875/000133187526000021/0001331875-26-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1331875/000133187526000021/fnf-20260219.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001331875-26-000021
- JSON: https://secwatch.observer/filing/0001331875-26-000021.json
- Plain text: https://secwatch.observer/filing/0001331875-26-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.