{"schema_version":"secwatch.filing_event.v1","accession":"0001333493-22-000016","form_type":"8-K","ticker":"EHTH","cik":"0001333493","company_name":"eHealth, Inc.","filed_at":"2022-02-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.024011+00:00","generated_at":"2026-06-27T03:29:00.472630+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"eHealth closes $70M secured term loan with Blue Torch Finance, replaces RBC facility","bullets":["$70M secured term loan facility maturing Feb 28, 2025; LIBOR + 7.50% or Base Rate + 6.50%.","Proceeds to refinance existing RBC credit agreement, fund working capital, and pay ~$5M in closing costs.","Financial covenants: monthly minimum liquidity of $25M; loan-to-commission receivables ratio ≤ 50%.","Prior credit agreement with Royal Bank of Canada terminated upon closing."],"urls":{"canonical":"https://secwatch.observer/filing/0001333493-22-000016","json":"https://secwatch.observer/filing/0001333493-22-000016.json","markdown":"https://secwatch.observer/filing/0001333493-22-000016.md","text":"https://secwatch.observer/filing/0001333493-22-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1333493/000133349322000016/0001333493-22-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1333493/000133349322000016/ehth-20220228.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T03:29:00.472630+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}