{"schema_version":"secwatch.filing_event.v1","accession":"0001333493-25-000115","form_type":"8-K","ticker":"EHTH","cik":"0001333493","company_name":"eHealth, Inc.","filed_at":"2025-12-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.176661+00:00","generated_at":"2026-05-16T12:42:59.480242+00:00","sec_items":["5.03","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"eHealth raises FY2025 guidance after strong AEP; adj. EBITDA guided to $80-95M","bullets":["Total revenue guidance raised to $540-560M from $525-565M; GAAP net income raised to $30-45M from $9-30M.","Adjusted EBITDA guidance raised to $80-95M from $60-80M; operating cash flow guided to $(25)-$0M.","AEP enrollment volume in line with last year; shift to direct branded channels improved profitability.","Q4 MA constrained LTV expected to see meaningful YoY increase driven by higher commission rates and favorable persistency.","AI screeners deployed to enhance marketing yield and sales efficiency during AEP."],"urls":{"canonical":"https://secwatch.observer/filing/0001333493-25-000115","json":"https://secwatch.observer/filing/0001333493-25-000115.json","markdown":"https://secwatch.observer/filing/0001333493-25-000115.md","text":"https://secwatch.observer/filing/0001333493-25-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1333493/000133349325000115/0001333493-25-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1333493/000133349325000115/ehth-20251216.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T12:42:59.480242+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fc3d3853568d86343adbb2ec82cca1494969c840","claim":"eHealth, Inc.: Adopted amended and restated bylaws changing meeting notice time zone from Pacific to Eastern, adding director nominee questionnaire process, defining 'principal competitor', clarifying insurance authorization, and other ministerial changes (effective 2025-12-16).","evidence_excerpt":"On December 16, 2025, in connection with a periodic review of the bylaws of eHealth, Inc. (the “Company”), the Company’s board of directors (the “Board”) adopted amended and restated bylaws (the “Amended and Restated Bylaws”), effective immediately.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/1333493/000133349325000115/0001333493-25-000115-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"bylaw amendment"},{"label":"Effective","value":"2025-12-16"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}