{"schema_version":"secwatch.filing_event.v1","accession":"0001333493-26-000003","form_type":"8-K","ticker":"EHTH","cik":"0001333493","company_name":"eHealth, Inc.","filed_at":"2026-01-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.871351+00:00","generated_at":"2026-05-16T11:30:26.843792+00:00","sec_items":["1.01","1.02","2.03","3.03","5.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"eHealth closes $125M asset-based revolver with Manulife | Comvest; repays $70M Blue Torch Loan","bullets":["New $125M revolving credit facility matures Dec 2028; SOFR + 6.50% interest rate, lower than prior term loan.","Proceeds used to repay $70M outstanding under Blue Torch term loan; balance for AI, omni-channel, and growth initiatives.","Borrowing base includes up to $50M cash plus net commission streams; option to increase commitments by $50M.","Amendment to H.I.G. investment agreement permits the facility, adds strategy committee with H.I.G. designee.","Liquidity covenant breach triggers 2% increase in PIK dividend rate on Series A preferred stock until cured."],"urls":{"canonical":"https://secwatch.observer/filing/0001333493-26-000003","json":"https://secwatch.observer/filing/0001333493-26-000003.json","markdown":"https://secwatch.observer/filing/0001333493-26-000003.md","text":"https://secwatch.observer/filing/0001333493-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000003/0001333493-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000003/ehth-20251231.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T11:30:26.843792+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"06941531554926a9d61d3800f5635873d2569164","claim":"eHealth, Inc. incurred revolving credit of up to $125.0 million with CCP Agency, LLC, as agent at base rate plus 5.50% or one-month Term SOFR plus 6.50% maturing December 2028.","evidence_excerpt":"(the “New Revolving Credit Agreement”) providing for a new asset-based revolving credit facility (the “New Revolving Credit Facility”) with aggregate commitments of up to $125.0 million (the “Aggregate Revolving Loan Commitment”). The Borrower has the ability to increase the Aggregate Revolving Loan Commitment under the New Revolving Credit Agreement by an","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000003/0001333493-26-000003-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"up to $125.0 million"},{"label":"Counterparty","value":"CCP Agency, LLC, as agent"},{"label":"Rate","value":"base rate plus 5.50% or one-month Term SOFR plus 6.50%"},{"label":"Maturity","value":"December 2028"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"},{"claim_id":"8dfac0652e063f2d787afccd9586b238f2a94909","claim":"eHealth, Inc.: Amendment to Certificate of Designations (COD Amendment) filed to modify rights of security holders.","evidence_excerpt":"Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year. Upon execution of the Investment Agreement Amendment described in Item 1.01 above in this Current Report on Form 8-K, the COD Amendment was filed amending the Certificate of Designations.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000003/0001333493-26-000003-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"charter amendment"}],"fact_type":"governance_change"},{"claim_id":"722abcd7758483ac5b8505b6bf46687a8671b33e","claim":"eHealth, Inc. entered into New Revolving Credit Agreement with CCP Agency, LLC valued at $125.0 million (effective 2025-12-31).","evidence_excerpt":"On December 31, 2025 (the “Closing Date”), eHealthInsurance Services, Inc. (the “Borrower”), a wholly owned indirect subsidiary of eHealth, Inc. (the “Company”), entered into a credit agreement with CCP Agency, LLC, as agent (the “Agent\"), and the lenders party thereto (the “New Revolving Credit Agreement”) providing for a new asset-based revolving credit facility (the “New Revolving Credit Facility”) with aggregate commitments of up to $125.0 million","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000003/0001333493-26-000003-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"CCP Agency, LLC"},{"label":"Value","value":"$125.0 million"},{"label":"Effective","value":"2025-12-31"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}