{"schema_version":"secwatch.filing_event.v1","accession":"0001333493-26-000007","form_type":"8-K","ticker":"EHTH","cik":"0001333493","company_name":"eHealth, Inc.","filed_at":"2026-02-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.871548+00:00","generated_at":"2026-05-16T00:09:39.159842+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"eHealth Q4 2025 revenue $326.2M (+4% YoY); adj. EBITDA $132.9M (+10%); commissions receivable $1.1B","bullets":["Q4 GAAP net income $87.2M vs $97.5M YoY; FY 2025 GAAP net income $40.0M, up from $10.1M.","Q4 adjusted EBITDA $132.9M (+10% YoY); FY adjusted EBITDA $97.3M (+40%).","Commissions receivable $1.1B at Dec 31, 2025, up 12% YoY; Medicare LTV-to-CAC ratio improved to 2.2x from 2.0x.","Replaced $70M term loan with $125M asset-backed revolving credit facility maturing Dec 2028.","Launched AI voice agent at scale during Medicare AEP; total MA submissions down 4% in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001333493-26-000007","json":"https://secwatch.observer/filing/0001333493-26-000007.json","markdown":"https://secwatch.observer/filing/0001333493-26-000007.md","text":"https://secwatch.observer/filing/0001333493-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000007/0001333493-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1333493/000133349326000007/ehth-20260225.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T00:09:39.159842+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}