{"schema_version":"secwatch.filing_event.v1","accession":"0001336706-25-000006","form_type":"8-K","ticker":"NPB","cik":"0001336706","company_name":"NORTHPOINTE BANCSHARES INC","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.181882+00:00","generated_at":"2026-05-17T02:59:21.226943+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Northpointe Q3 net income $20.1M, EPS $0.57; loans up 34% annualized","bullets":["Net income $20.1M ($0.57 diluted EPS) vs $18.0M ($0.51) in Q2 and $17.1M ($0.67) in Q3 2024.","Loans held for investment grew $470.4M (34% annualized) to $5.97B; MPP balances up $1.7B YoY.","Total deposits up $295.6M to $4.77B; interest-bearing demand deposits up >$300M from new custodial accounts.","Return on avg equity 14.23%; net interest margin 2.47%, up 3 bps from prior quarter.","Board declared $0.025/share quarterly dividend, payable Nov 3, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001336706-25-000006","json":"https://secwatch.observer/filing/0001336706-25-000006.json","markdown":"https://secwatch.observer/filing/0001336706-25-000006.md","text":"https://secwatch.observer/filing/0001336706-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1336706/000133670625000006/0001336706-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1336706/000133670625000006/npb-20251021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:59:21.226943+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}