{"schema_version":"secwatch.filing_event.v1","accession":"0001336706-26-000035","form_type":"8-K","ticker":"NPB","cik":"0001336706","company_name":"NORTHPOINTE BANCSHARES INC","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.168815+00:00","generated_at":"2026-05-15T05:04:46.420678+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Northpointe Bancshares Q1 2026 net income $21.7M ($0.62/diluted), up 45% YoY","bullets":["Net income to common $21.7M ($0.62 diluted) vs $15.0M ($0.49) Q1 2025; return on avg equity 15.32%.","Mortgage Purchase Program balances up $435.7M (51% annualized) from Q4 2025; total deposits up $131.8M (11% annualized).","Net interest margin 2.42%, down 9 bps linked quarter; net interest income before provision $41.3M.","Non-performing assets down to $90.7M ($63.4M excl. guarantees) from $92.7M Q4; net charge-offs $266K (2 bps annualized).","Board declared $0.025/share quarterly dividend; completed $20M subordinated notes private placement."],"urls":{"canonical":"https://secwatch.observer/filing/0001336706-26-000035","json":"https://secwatch.observer/filing/0001336706-26-000035.json","markdown":"https://secwatch.observer/filing/0001336706-26-000035.md","text":"https://secwatch.observer/filing/0001336706-26-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1336706/000133670626000035/0001336706-26-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1336706/000133670626000035/npb-20260421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:04:46.420678+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5683faed3fab4438a23e0fe487367e532f22542a","claim":"NORTHPOINTE BANCSHARES INC reported the quarter ended March 31, 2026 results: revenue net interest income before provision was $41.3 million, net income net income to common stockholders of $21.7 million, EPS $0.62 per diluted share.","evidence_excerpt":"quarterly cash dividend of $0.025 per share, payable on May 5, 2026, to stockholders of record as of April 15, 2026. Net Interest Income Net interest income before provision was $41.3 million for the first quarter of 2026, a decrease of $2.2 million compared to the fourth quarter of 2025. The linked quarter decrease reflects a 9 basis point decrease in net interest","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1336706/000133670626000035/0001336706-26-000035-index.htm","confidence":0.97,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Revenue","value":"net interest income before provision was $41.3 million"},{"label":"Net income","value":"net income to common stockholders of $21.7 million"},{"label":"EPS","value":"$0.62 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}