---
schema_version: "secwatch.filing_event.v1"
accession: "0001336706-26-000035"
form_type: "8-K"
ticker: "NPB"
cik: "0001336706"
company_name: "NORTHPOINTE BANCSHARES INC"
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:04:46.420678+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Northpointe Bancshares Q1 2026 net income $21.7M ($0.62/diluted), up 45% YoY

## Summary
- Net income to common $21.7M ($0.62 diluted) vs $15.0M ($0.49) Q1 2025; return on avg equity 15.32%.
- Mortgage Purchase Program balances up $435.7M (51% annualized) from Q4 2025; total deposits up $131.8M (11% annualized).
- Net interest margin 2.42%, down 9 bps linked quarter; net interest income before provision $41.3M.
- Non-performing assets down to $90.7M ($63.4M excl. guarantees) from $92.7M Q4; net charge-offs $266K (2 bps annualized).
- Board declared $0.025/share quarterly dividend; completed $20M subordinated notes private placement.

## SEC filing metadata
- accession: 0001336706-26-000035
- form_type: 8-K
- ticker: NPB
- cik: 0001336706
- company_name: NORTHPOINTE BANCSHARES INC
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1336706/000133670626000035/0001336706-26-000035-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1336706/000133670626000035/npb-20260421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001336706-26-000035
- JSON: https://secwatch.observer/filing/0001336706-26-000035.json
- Plain text: https://secwatch.observer/filing/0001336706-26-000035.txt

## Key facts
- Earnings Releases
  NORTHPOINTE BANCSHARES INC reported the quarter ended March 31, 2026 results: revenue net interest income before provision was $41.3 million, net income net income to common stockholders of $21.7 million, EPS $0.62 per diluted share.
  - Period: the quarter ended March 31, 2026
  - Revenue: net interest income before provision was $41.3 million
  - Net income: net income to common stockholders of $21.7 million
  - EPS: $0.62 per diluted share
  - Result: reported results
  source text: quarterly cash dividend of $0.025 per share, payable on May 5, 2026, to stockholders of record as of April 15, 2026. Net Interest Income Net interest income before provision was $41.3 million for the first quarter of 2026, a decrease of $2.2 million compared to the fourth quarter of 2025. The linked quarter decrease reflects a 9 basis point decrease in net interest
  evidence_url: https://www.sec.gov/Archives/edgar/data/1336706/000133670626000035/0001336706-26-000035-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.