{"schema_version":"secwatch.filing_event.v1","accession":"0001336706-26-000059","form_type":"8-K","ticker":"NPB","cik":"0001336706","company_name":"NORTHPOINTE BANCSHARES INC","filed_at":"2026-07-21T21:19:13+00:00","discovered_at":"2026-07-21T21:20:01.556743+00:00","generated_at":"2026-07-21T21:20:07.989278+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Northpointe Bancshares Q2 2026 net income $21.3M ($0.60 EPS); MPP balances up 8% annualized","bullets":["Net income to common stockholders $21.3M ($0.60 diluted EPS) vs $21.7M ($0.62) in Q1 2026 and $18.0M ($0.51) in Q2 2025.","MPP balances grew $77.3M (8% annualized) from prior quarter; total loans funded up 42% YoY.","Net interest margin 2.33%, down 9 bps linked quarter; net interest income $42.4M, up $1.1M.","Non-performing assets decreased $4.0M to $86.7M; net charge-offs $528K (0.03% annualized).","Board declared $0.025 per share quarterly dividend, payable Aug 4, 2026 to holders of record July 15, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001336706-26-000059","json":"https://secwatch.observer/filing/0001336706-26-000059.json","markdown":"https://secwatch.observer/filing/0001336706-26-000059.md","text":"https://secwatch.observer/filing/0001336706-26-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1336706/000133670626000059/0001336706-26-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1336706/000133670626000059/npb-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T21:20:07.989278+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}