---
schema_version: "secwatch.filing_event.v1"
accession: "0001336706-26-000059"
form_type: "8-K"
ticker: "NPB"
cik: "0001336706"
company_name: "NORTHPOINTE BANCSHARES INC"
filed_at: "2026-07-21T21:19:13+00:00"
generated_at: "2026-07-21T21:20:07.989278+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Northpointe Bancshares Q2 2026 net income $21.3M ($0.60 EPS); MPP balances up 8% annualized

## Summary
- Net income to common stockholders $21.3M ($0.60 diluted EPS) vs $21.7M ($0.62) in Q1 2026 and $18.0M ($0.51) in Q2 2025.
- MPP balances grew $77.3M (8% annualized) from prior quarter; total loans funded up 42% YoY.
- Net interest margin 2.33%, down 9 bps linked quarter; net interest income $42.4M, up $1.1M.
- Non-performing assets decreased $4.0M to $86.7M; net charge-offs $528K (0.03% annualized).
- Board declared $0.025 per share quarterly dividend, payable Aug 4, 2026 to holders of record July 15, 2026.

## SEC filing metadata
- accession: 0001336706-26-000059
- form_type: 8-K
- ticker: NPB
- cik: 0001336706
- company_name: NORTHPOINTE BANCSHARES INC
- filed_at: 2026-07-21T21:19:13+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1336706/000133670626000059/0001336706-26-000059-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1336706/000133670626000059/npb-20260721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001336706-26-000059
- JSON: https://secwatch.observer/filing/0001336706-26-000059.json
- Plain text: https://secwatch.observer/filing/0001336706-26-000059.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.