secwatch.observer — SEC 8-K summary
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Issuer:     NORTHPOINTE BANCSHARES INC (NPB)
CIK:        0001336706
Form:       8-K
Filed at:   2026-07-21T21:19:13+00:00
Accession:  0001336706-26-000059
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Northpointe Bancshares Q2 2026 net income $21.3M ($0.60 EPS); MPP balances up 8% annualized
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- Net income to common stockholders $21.3M ($0.60 diluted EPS) vs $21.7M ($0.62) in Q1 2026 and $18.0M ($0.51) in Q2 2025.
- MPP balances grew $77.3M (8% annualized) from prior quarter; total loans funded up 42% YoY.
- Net interest margin 2.33%, down 9 bps linked quarter; net interest income $42.4M, up $1.1M.
- Non-performing assets decreased $4.0M to $86.7M; net charge-offs $528K (0.03% annualized).
- Board declared $0.025 per share quarterly dividend, payable Aug 4, 2026 to holders of record July 15, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1336706/000133670626000059/0001336706-26-000059-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1336706/000133670626000059/npb-20260721.htm
  HTML page:      https://secwatch.observer/filing/0001336706-26-000059

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer