{"schema_version":"secwatch.filing_event.v1","accession":"0001352010-21-000039","form_type":"8-K","ticker":"EPAM","cik":"0001352010","company_name":"EPAM Systems, Inc.","filed_at":"2021-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.216447+00:00","generated_at":"2026-06-28T18:22:59.235185+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"EPAM Systems enters into $700M amended credit facility, replacing prior 2017 agreement","bullets":["Five-year $700M revolving credit facility, unsecured, with potential to increase to $1B.","Interest rate based on LIBOR or base rate plus margin tied to leverage ratio (0.875%-2.000% for Eurocurrency).","Replaces the 2017 credit facility; includes swingline loan and letter of credit subfacilities.","PNC Bank serves as administrative agent; customary covenants and events of default apply.","Borrowings permitted in USD and up to $150M in alternative currencies (GBP, EUR, CAD, CHF)."],"urls":{"canonical":"https://secwatch.observer/filing/0001352010-21-000039","json":"https://secwatch.observer/filing/0001352010-21-000039.json","markdown":"https://secwatch.observer/filing/0001352010-21-000039.md","text":"https://secwatch.observer/filing/0001352010-21-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1352010/000135201021000039/0001352010-21-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1352010/000135201021000039/epam-20211021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:22:59.235185+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}