{"schema_version":"secwatch.filing_event.v1","accession":"0001367859-22-000079","form_type":"8-K","ticker":"CZWI","cik":"0001367859","company_name":"Citizens Community Bancorp Inc.","filed_at":"2022-03-14T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.163308+00:00","generated_at":"2026-06-26T23:07:28.582074+00:00","sec_items":["1.01","2.03","3.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Citizens Community Bancorp issues $35M subordinated notes at 4.75% fixed rate, Tier 2 capital treatment","bullets":["Issued $35M aggregate principal of 4.75% fixed-to-floating subordinated notes due 2032.","Fixed rate of 4.75% through March 2027; thereafter SOFR plus 329 bps, paid quarterly.","Notes qualify as Tier 2 regulatory capital, subject to limitations.","Dividend and stock repurchase restrictions apply during an event of default under the note agreement.","Co-placement agents: Janney Montgomery Scott and Hovde Group."],"urls":{"canonical":"https://secwatch.observer/filing/0001367859-22-000079","json":"https://secwatch.observer/filing/0001367859-22-000079.json","markdown":"https://secwatch.observer/filing/0001367859-22-000079.md","text":"https://secwatch.observer/filing/0001367859-22-000079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1367859/000136785922000079/0001367859-22-000079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1367859/000136785922000079/czwi-20220311.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T23:07:28.582074+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}