{"schema_version":"secwatch.filing_event.v1","accession":"0001367859-24-000009","form_type":"8-K","ticker":"CZWI","cik":"0001367859","company_name":"Citizens Community Bancorp Inc.","filed_at":"2024-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.962558+00:00","generated_at":"2026-06-06T15:47:53.542694+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Citizens Community Bancorp Q4 2023 EPS $0.35; annual dividend raised 10% to $0.32","bullets":["Net income $3.7M, $0.35 diluted EPS; full-year EPS $1.25 vs $1.69 prior year.","Total deposits grew $45.9M QoQ to $1.52B; FHLB advances reduced $35M.","Net interest margin (ex-accretion) 2.67%, down from 2.76% prior quarter.","Negative provision for credit losses of $0.7M on net recoveries and improved economic outlook.","Board declared $0.32 annual dividend (10% increase) payable Feb 23, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001367859-24-000009","json":"https://secwatch.observer/filing/0001367859-24-000009.json","markdown":"https://secwatch.observer/filing/0001367859-24-000009.md","text":"https://secwatch.observer/filing/0001367859-24-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000009/0001367859-24-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000009/czwi-20240129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T15:47:53.542694+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a1fadff27664a0add2253f18bdc9ac8166e7c82a","claim":"Citizens Community Bancorp Inc. reported the fiscal year ended December 31, 2023 results: net income $13.1 million, EPS $1.25 per diluted share.","evidence_excerpt":"For the fiscal year ended December 31, 2023, earnings were $13.1 million, or $1.25 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000009/0001367859-24-000009-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal year ended December 31, 2023"},{"label":"Net income","value":"$13.1 million"},{"label":"EPS","value":"$1.25 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"a2b237bc9f49c0307b446597ed8f8dfdeccbe03b","claim":"Citizens Community Bancorp Inc. reported the quarter ended December 31, 2023 results: revenue $11.7 million, net income $3.7 million, EPS $0.35 per diluted share.","evidence_excerpt":"per diluted share, which is a decrease from $17.8 million, or $1.69 per diluted share, for the same period in the prior year. • Net interest income decreased $0.4 million to $11.7 million for the fourth quarter of 2023, from $12.1 million the previous quarter and decreased $2.7 million from the fourth quarter of 2022. The decrease in net interest income from the","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000009/0001367859-24-000009-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2023"},{"label":"Revenue","value":"$11.7 million"},{"label":"Net income","value":"$3.7 million"},{"label":"EPS","value":"$0.35 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}