{"schema_version":"secwatch.filing_event.v1","accession":"0001367859-24-000058","form_type":"8-K","ticker":"CZWI","cik":"0001367859","company_name":"Citizens Community Bancorp Inc.","filed_at":"2024-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:18.109090+00:00","generated_at":"2026-06-03T05:26:38.106047+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Citizens Community Bancorp Q1 EPS $0.39 vs $0.35 YoY; NPAs down 31%","bullets":["Net income $4.1M ($0.39 diluted) up from $3.7M ($0.35) a year ago.","Nonperforming assets fell 31% to $10.6M; criticized loans down 25% to $28.5M.","Negative provision for credit losses of $800K due to improved credit quality.","Deposits grew $8.4M to $1.53B; FHLB advances reduced $40M.","Repurchased 50K shares at $11.95/share; TCE ratio 7.83%."],"urls":{"canonical":"https://secwatch.observer/filing/0001367859-24-000058","json":"https://secwatch.observer/filing/0001367859-24-000058.json","markdown":"https://secwatch.observer/filing/0001367859-24-000058.md","text":"https://secwatch.observer/filing/0001367859-24-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000058/0001367859-24-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000058/czwi-20240429.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T05:26:38.106047+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"93619c808a30dd55cd8f6a83e60f67ee4a87d419","claim":"Citizens Community Bancorp Inc. reported the first quarter ended March 31, 2024 results: net income $4.1 million, EPS $0.39 per diluted share.","evidence_excerpt":"On April 29, 2024, Citizens Community Bancorp, Inc. (the “Company”) issued a press release announcing our financial results for the three months ended March 31, 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000058/0001367859-24-000058-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Net income","value":"$4.1 million"},{"label":"EPS","value":"$0.39 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}