---
schema_version: "secwatch.filing_event.v1"
accession: "0001367859-24-000058"
form_type: "8-K"
ticker: "CZWI"
cik: "0001367859"
company_name: "Citizens Community Bancorp Inc."
filed_at: "2024-04-29T23:59:59+00:00"
generated_at: "2026-06-03T05:26:38.106047+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Citizens Community Bancorp Q1 EPS $0.39 vs $0.35 YoY; NPAs down 31%

## Summary
- Net income $4.1M ($0.39 diluted) up from $3.7M ($0.35) a year ago.
- Nonperforming assets fell 31% to $10.6M; criticized loans down 25% to $28.5M.
- Negative provision for credit losses of $800K due to improved credit quality.
- Deposits grew $8.4M to $1.53B; FHLB advances reduced $40M.
- Repurchased 50K shares at $11.95/share; TCE ratio 7.83%.

## SEC filing metadata
- accession: 0001367859-24-000058
- form_type: 8-K
- ticker: CZWI
- cik: 0001367859
- company_name: Citizens Community Bancorp Inc.
- filed_at: 2024-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1367859/000136785924000058/0001367859-24-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1367859/000136785924000058/czwi-20240429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001367859-24-000058
- JSON: https://secwatch.observer/filing/0001367859-24-000058.json
- Plain text: https://secwatch.observer/filing/0001367859-24-000058.txt

## Key facts
- Earnings Releases
  Citizens Community Bancorp Inc. reported the first quarter ended March 31, 2024 results: net income $4.1 million, EPS $0.39 per diluted share.
  - Period: the first quarter ended March 31, 2024
  - Net income: $4.1 million
  - EPS: $0.39 per diluted share
  - Result: reported results
  source text: On April 29, 2024, Citizens Community Bancorp, Inc. (the “Company”) issued a press release announcing our financial results for the three months ended March 31, 2024
  evidence_url: https://www.sec.gov/Archives/edgar/data/1367859/000136785924000058/0001367859-24-000058-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.