---
schema_version: "secwatch.filing_event.v1"
accession: "0001367859-24-000079"
form_type: "8-K"
ticker: "CZWI"
cik: "0001367859"
company_name: "Citizens Community Bancorp Inc."
filed_at: "2024-07-29T23:59:59+00:00"
generated_at: "2026-05-31T15:40:21.434334+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Citizens Community Q2 EPS $0.35 vs $0.39 Q1; approves 5% stock buyback up to 512k shares

## Summary
- Q2 2024 diluted EPS $0.35, net income $3.7M, vs Q1 EPS $0.39 and $4.1M
- Negative provision for credit losses of $1.525M due to loan decreases and credit quality improvements
- Gross loans decreased $21.7M to $1.43B; criticized assets down 18% to $23.3M
- Tangible book value per share increased to $13.91, up 10.3% YoY
- Board approved new stock repurchase program for up to 512k shares (~5% outstanding) through June 2025

## SEC filing metadata
- accession: 0001367859-24-000079
- form_type: 8-K
- ticker: CZWI
- cik: 0001367859
- company_name: Citizens Community Bancorp Inc.
- filed_at: 2024-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1367859/000136785924000079/0001367859-24-000079-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1367859/000136785924000079/czwi-20240725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001367859-24-000079
- JSON: https://secwatch.observer/filing/0001367859-24-000079.json
- Plain text: https://secwatch.observer/filing/0001367859-24-000079.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.