{"schema_version":"secwatch.filing_event.v1","accession":"0001367859-24-000104","form_type":"8-K","ticker":"CZWI","cik":"0001367859","company_name":"Citizens Community Bancorp Inc.","filed_at":"2024-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:08.267629+00:00","generated_at":"2026-05-30T09:37:33.843263+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Citizens Community Bancorp Q3 EPS $0.32, down from Q2 $0.35; NPAs rise to $17.1M","bullets":["Q3 2024 net income $3.3M ($0.32 diluted), down from $3.7M ($0.35) in Q2 2024; up from $2.5M ($0.24) a year ago.","Net interest margin 2.63% (down 9 bps QoQ); net interest income $11.3M, down $0.3M due to lower non-recurring interest income.","Nonperforming assets increased to $17.1M from $10.3M, largely from one agricultural/forestry loan relationship.","Repurchased 223k shares at $12.91 avg in Q3; 333k shares remain under buyback authorization.","Tangible book value per share $14.64, up 16.1% from $12.61 a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0001367859-24-000104","json":"https://secwatch.observer/filing/0001367859-24-000104.json","markdown":"https://secwatch.observer/filing/0001367859-24-000104.md","text":"https://secwatch.observer/filing/0001367859-24-000104.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000104/0001367859-24-000104-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1367859/000136785924000104/czwi-20241028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:37:33.843263+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}