{"schema_version":"secwatch.filing_event.v1","accession":"0001367859-26-000005","form_type":"8-K","ticker":"CZWI","cik":"0001367859","company_name":"Citizens Community Bancorp Inc.","filed_at":"2026-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.923595+00:00","generated_at":"2026-05-16T07:51:49.154554+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Citizens Community Bancorp Q4 EPS $0.44, up from $0.27 YoY; initiates quarterly dividend","bullets":["Q4 net income $4.3M ($0.44 diluted EPS) vs $3.7M ($0.37) in Q3 and $2.7M ($0.27) a year ago.","Full-year 2025 EPS $1.46 vs $1.34; net interest margin rose 36 bps YoY to 3.15%.","Loans grew $17.3M to $1.34B; deposits up $43.5M to $1.52B, led by retail and public deposits.","Board approved quarterly dividend of $0.105/share, replacing prior annual dividend; payable Feb 20 to Feb 6 record.","Repurchased ~250K shares at avg $15.99 in Q4; 113K shares remain under buyback authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001367859-26-000005","json":"https://secwatch.observer/filing/0001367859-26-000005.json","markdown":"https://secwatch.observer/filing/0001367859-26-000005.md","text":"https://secwatch.observer/filing/0001367859-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1367859/000136785926000005/0001367859-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1367859/000136785926000005/czwi-20260126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:51:49.154554+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}