secwatch.observer — SEC 8-K summary
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Issuer:     Citizens Community Bancorp Inc. (CZWI)
CIK:        0001367859
Form:       8-K
Filed at:   2026-01-26T23:59:59+00:00
Accession:  0001367859-26-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

Citizens Community Bancorp Q4 EPS $0.44, up from $0.27 YoY; initiates quarterly dividend
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- Q4 net income $4.3M ($0.44 diluted EPS) vs $3.7M ($0.37) in Q3 and $2.7M ($0.27) a year ago.
- Full-year 2025 EPS $1.46 vs $1.34; net interest margin rose 36 bps YoY to 3.15%.
- Loans grew $17.3M to $1.34B; deposits up $43.5M to $1.52B, led by retail and public deposits.
- Board approved quarterly dividend of $0.105/share, replacing prior annual dividend; payable Feb 20 to Feb 6 record.
- Repurchased ~250K shares at avg $15.99 in Q4; 113K shares remain under buyback authorization.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1367859/000136785926000005/0001367859-26-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1367859/000136785926000005/czwi-20260126.htm
  HTML page:      https://secwatch.observer/filing/0001367859-26-000005

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