{"schema_version":"secwatch.filing_event.v1","accession":"0001367859-26-000024","form_type":"8-K","ticker":"CZWI","cik":"0001367859","company_name":"Citizens Community Bancorp Inc.","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.196680+00:00","generated_at":"2026-05-15T03:45:07.748572+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Citizens Community Bancorp Q1 2026 EPS $0.39, down from $0.44 Q4; dividend $0.105","bullets":["Net income $3.8M ($0.39 diluted EPS) vs $4.3M ($0.44) Q4 2025 and $3.2M ($0.32) Q1 2025.","Net interest margin improved 3 bps to 3.18%; loan growth $17.9M to $1.358B; deposit growth $41.5M to $1.566B.","Provision for credit losses rose to $0.75M from $0.20M Q4; nonperforming assets increased $1.5M to $18.2M.","Board declared $0.105/share quarterly dividend, payable May 22, 2026 to holders of record May 8, 2026.","Book value per share $19.82; no share repurchases in quarter; 113K shares remain under buyback authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0001367859-26-000024","json":"https://secwatch.observer/filing/0001367859-26-000024.json","markdown":"https://secwatch.observer/filing/0001367859-26-000024.md","text":"https://secwatch.observer/filing/0001367859-26-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1367859/000136785926000024/0001367859-26-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1367859/000136785926000024/czwi-20260427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:45:07.748572+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4f0cba57e43054b4a8ef2f143ef32dde4ba8cd7e","claim":"Citizens Community Bancorp Inc. reported the first quarter ended March 31, 2026 results: net income $3.8 million, EPS $0.39.","evidence_excerpt":"Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $3.8 million and earnings per diluted share of $0.39 for the first quarter ended March 31, 2026, compared to $4.3 million and earnings per diluted share of $0.44 for the quarter ended December 31, 2025, and $3.2 million and $0.32 earnings per diluted share for the quarter ended March 31, 2025, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1367859/000136785926000024/0001367859-26-000024-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2026"},{"label":"Net income","value":"$3.8 million"},{"label":"EPS","value":"$0.39"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}