{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-21-000283","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2021-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:04:12.271315+00:00","generated_at":"2026-06-28T13:47:43.922435+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Trupanion Q3 revenue +40% to $181.7M; net loss widens to $(6.8)M","bullets":["Total revenue $181.7M (+40% YoY); subscription revenue $127.1M (+28%).","Total enrolled pets 1,104,376 (+37%); subscription pets 676,463 (+22%).","Net loss $(6.8)M ($(0.17)/share) vs $(2.6)M loss year ago.","Adjusted EBITDA $2.2M (vs $1.8M); free cash flow $3.5M (vs $8.5M).","Operating cash flow $6.2M, down from $9.8M in Q3 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-21-000283","json":"https://secwatch.observer/filing/0001371285-21-000283.json","markdown":"https://secwatch.observer/filing/0001371285-21-000283.md","text":"https://secwatch.observer/filing/0001371285-21-000283.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128521000283/0001371285-21-000283-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128521000283/trup-20211103.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T13:47:43.922435+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}