---
schema_version: "secwatch.filing_event.v1"
accession: "0001371285-21-000283"
form_type: "8-K"
ticker: "TRUP"
cik: "0001371285"
company_name: "TRUPANION, INC."
filed_at: "2021-11-03T23:59:59+00:00"
generated_at: "2026-06-28T13:47:43.922435+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Trupanion Q3 revenue +40% to $181.7M; net loss widens to $(6.8)M

## Summary
- Total revenue $181.7M (+40% YoY); subscription revenue $127.1M (+28%).
- Total enrolled pets 1,104,376 (+37%); subscription pets 676,463 (+22%).
- Net loss $(6.8)M ($(0.17)/share) vs $(2.6)M loss year ago.
- Adjusted EBITDA $2.2M (vs $1.8M); free cash flow $3.5M (vs $8.5M).
- Operating cash flow $6.2M, down from $9.8M in Q3 2020.

## SEC filing metadata
- accession: 0001371285-21-000283
- form_type: 8-K
- ticker: TRUP
- cik: 0001371285
- company_name: TRUPANION, INC.
- filed_at: 2021-11-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1371285/000137128521000283/0001371285-21-000283-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1371285/000137128521000283/trup-20211103.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001371285-21-000283
- JSON: https://secwatch.observer/filing/0001371285-21-000283.json
- Plain text: https://secwatch.observer/filing/0001371285-21-000283.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.