{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-22-000046","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2022-02-16T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.180346+00:00","generated_at":"2026-06-27T07:25:51.102775+00:00","sec_items":["2.02","5.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Trupanion Q4 revenue up 36% to $194.4M; net loss widens; appoints Tricia Plouf COO","bullets":["FY2021 revenue $699M (+39% YoY); net loss $(35.5M) vs $(5.8M) in 2020; Adj EBITDA $4.7M vs $11.5M.","Q4 revenue $194.4M (+36%); net loss $(7.0M) vs $(3.5M) loss in Q4 2020; Adj EBITDA $3.5M vs $2.2M.","Subscription enrolled pets 704,333 (+22%); total enrolled pets 1,176,778 (+36%).","Tricia Plouf appointed COO (formerly Co-President); Margi Tooth becomes sole President.","Free cash flow negative $(4.9M) for FY2021 vs positive $14.1M in 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-22-000046","json":"https://secwatch.observer/filing/0001371285-22-000046.json","markdown":"https://secwatch.observer/filing/0001371285-22-000046.md","text":"https://secwatch.observer/filing/0001371285-22-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/0001371285-22-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/trup-20220210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T07:25:51.102775+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3773bd496a","claim":"Tricia Plouf was appointed as Chief Operating Officer at TRUPANION, INC..","evidence_excerpt":"the board of directors of Trupanion, Inc. (the “Company”) appointed Tricia Plouf, formerly one of the Company’s Co-Presidents, to the position of Chief Operating Officer of the Company.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/0001371285-22-000046-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Chief Operating Officer"}],"fact_type":"executive_change"},{"claim_id":"6eb4d75a0f","claim":"Margi Tooth was appointed as President at TRUPANION, INC..","evidence_excerpt":"Margi Tooth will serve as the Company’s sole President.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/0001371285-22-000046-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"President"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}