---
schema_version: "secwatch.filing_event.v1"
accession: "0001371285-22-000046"
form_type: "8-K"
ticker: "TRUP"
cik: "0001371285"
company_name: "TRUPANION, INC."
filed_at: "2022-02-16T23:59:59+00:00"
generated_at: "2026-06-27T07:25:51.102775+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Trupanion Q4 revenue up 36% to $194.4M; net loss widens; appoints Tricia Plouf COO

## Summary
- FY2021 revenue $699M (+39% YoY); net loss $(35.5M) vs $(5.8M) in 2020; Adj EBITDA $4.7M vs $11.5M.
- Q4 revenue $194.4M (+36%); net loss $(7.0M) vs $(3.5M) loss in Q4 2020; Adj EBITDA $3.5M vs $2.2M.
- Subscription enrolled pets 704,333 (+22%); total enrolled pets 1,176,778 (+36%).
- Tricia Plouf appointed COO (formerly Co-President); Margi Tooth becomes sole President.
- Free cash flow negative $(4.9M) for FY2021 vs positive $14.1M in 2020.

## SEC filing metadata
- accession: 0001371285-22-000046
- form_type: 8-K
- ticker: TRUP
- cik: 0001371285
- company_name: TRUPANION, INC.
- filed_at: 2022-02-16T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/0001371285-22-000046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/trup-20220210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001371285-22-000046
- JSON: https://secwatch.observer/filing/0001371285-22-000046.json
- Plain text: https://secwatch.observer/filing/0001371285-22-000046.txt

## Key facts
- Executive change
  Tricia Plouf was appointed as Chief Operating Officer at TRUPANION, INC..
  - Action: appointed
  - Role: Chief Operating Officer
  source text: the board of directors of Trupanion, Inc. (the “Company”) appointed Tricia Plouf, formerly one of the Company’s Co-Presidents, to the position of Chief Operating Officer of the Company.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/0001371285-22-000046-index.htm
- Executive change
  Margi Tooth was appointed as President at TRUPANION, INC..
  - Action: appointed
  - Role: President
  source text: Margi Tooth will serve as the Company’s sole President.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1371285/000137128522000046/0001371285-22-000046-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.