{"schema_version":"secwatch.filing_event.v1","accession":"0001371285-22-000088","form_type":"8-K","ticker":"TRUP","cik":"0001371285","company_name":"TRUPANION, INC.","filed_at":"2022-03-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:06.180615+00:00","generated_at":"2026-06-26T15:52:53.162118+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Trupanion enters $60M initial term loan, up to $90M additional debt facility with Piper Sandler","bullets":["Initial term loan of $60.0 million funded on March 25, 2022, due March 25, 2027.","Delayed draw term loans of up to $75.0 million available until September 25, 2023; revolving loans up to $15.0 million.","Interest rates: ABR loans at base rate + 4.0%; SOFR loans at term SOFR + 5.0%.","Loans secured by substantially all assets; proceeds for acquisitions, investments, and working capital.","Covenants include minimum quarterly revenue and liquidity thresholds."],"urls":{"canonical":"https://secwatch.observer/filing/0001371285-22-000088","json":"https://secwatch.observer/filing/0001371285-22-000088.json","markdown":"https://secwatch.observer/filing/0001371285-22-000088.md","text":"https://secwatch.observer/filing/0001371285-22-000088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1371285/000137128522000088/0001371285-22-000088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1371285/000137128522000088/trup-20220325.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T15:52:53.162118+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}